These Terms of Service ("Terms") govern your access to and use of Investor Souk (investorsouk.com), including its articles, tools, newsletter and comments (together, the "Site"). By using the Site you agree to these Terms. If you do not agree, please do not use the Site.

Last updated: 2 October 2026

These Terms should be read together with our Disclaimer, Editorial Policy and Privacy Policy, which form part of this agreement.

1. About the Site

Investor Souk is a financial literacy and research platform published for educational, informational and editorial purposes. "We", "us" and "our" refer to Investor Souk and its author(s). "You" means anyone who uses the Site.

2. No Advice and No Professional Relationship

• We are not registered with SEBI or any other financial regulator as an Investment Adviser, Research Analyst, Portfolio Manager or Stock Broker.
• Nothing on the Site is investment, financial, legal or tax advice, or a recommendation or solicitation to buy, sell or hold any security or product.
• No advisory, fiduciary, agency or client relationship is created by your use of the Site, by contacting us, or by taking part in any discussion or contributor group.
• You are solely responsible for your financial decisions. Please consult a qualified, registered professional before acting on any content.

Please read the full Disclaimer, which explains these points in detail.

3. Eligibility

You must be at least 18 years old and capable of entering into a binding contract under Indian law to use the Site. If you are under 18, you may use it only with the involvement of a parent or guardian.

4. Permitted Use

You may read the Site and share links to it for personal, non-commercial purposes. You agree not to:

• Use the Site in a way that breaks any applicable law or regulation
• Present our content as investment advice, or claim that we endorse you, your products or your services
• Scrape, copy or republish substantial portions of the Site by automated or manual means without our written permission
• Attempt to disrupt, overload, hack or gain unauthorised access to the Site or its systems
• Introduce malware, spam or misleading content
• Use the Site to solicit funds, run pump-and-dump or similar schemes, or promote unregistered investment or advisory services

5. Intellectual Property

Unless stated otherwise, the articles, text, frameworks, checklists, graphics, logo and other original material on the Site belong to Investor Souk and its author(s) and are protected by copyright and other applicable laws.

• Quoting and sharing. You may quote short excerpts and share links, provided you attribute the source clearly and link back to the original page.
• Reuse. Reproducing full articles, tools or substantial parts of them, including in books, courses, paid products, videos or AI training datasets, requires our prior written permission.
• Third-party material. Names, logos and materials belonging to other parties remain their property. Their use on the Site is for illustration or reference and does not imply affiliation or endorsement.

6. Comments and Contributions

• You are responsible for anything you post. Comments express the views of the commenter alone and are not endorsed by us.
• By posting a comment, you give us a non-exclusive, royalty-free licence to display it on the Site. You confirm that you have the right to post it and that it does not infringe anyone's rights.
• We may moderate, edit, refuse or remove any comment at our discretion, including comments that are spam, abusive, defamatory, unlawful, promotional, or that give specific buy/sell recommendations or solicit funds.
• Please do not share personal financial information, account details or passwords in comments or in emails to us.
• Contributors to the Site are also bound by our Editorial Policy.

7. Newsletter

If you subscribe to our newsletter, you agree to receive it by email. The newsletter is subject to the same Disclaimer and Terms as the Site. You can unsubscribe at any time using the link in any issue, or by writing to us.

8. Third-Party Links, Affiliate Links and Advertising

• The Site may link to third-party websites and services. We do not control them and are not responsible for their content, accuracy, availability or practices. Your use of them is at your own risk and subject to their own terms.
• Some links may be affiliate or referral links through which we may earn a commission at no extra cost to you. Such links do not mean we endorse the linked product.
• The Site may display advertising or sponsored content. Sponsored content will be clearly labelled. Any dealings between you and an advertiser or third-party provider are solely between you and them.
• We do not accept, pool or manage funds, and we will never ask you to send us money for investment or any other purpose.

9. Tools, Calculators and AI Demonstrations

Any calculators, spreadsheets, frameworks, prompts or AI demonstrations on the Site are provided to illustrate a method. Their results depend on the inputs and assumptions you use and may contain errors. AI-generated output may be inaccurate or misleading. You should verify results independently and must not treat them as advice or as a forecast of returns.

10. Accuracy and Availability

We aim to publish accurate, current content, but we do not warrant that the Site or its content is accurate, complete, current or error-free. Tax rules, product terms, regulations and market data change often. We may change, suspend or discontinue any part of the Site at any time without notice, and we do not guarantee that the Site will be uninterrupted or secure.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the Site and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including warranties of accuracy, fitness for a particular purpose and non-infringement.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Investor Souk, its author(s) and contributors will not be liable for any loss or damage of any kind, including investment or financial loss, loss of profit, or indirect, incidental or consequential loss, arising from your use of, or reliance on, the Site or its content, or from any third-party website or service linked from it. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

13. Indemnity

You agree to indemnify and hold harmless Investor Souk, its author(s) and contributors from any claims, losses, liabilities and expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Site, or content you post that infringes the rights of another person or violates the law.

14. Suspension and Termination

We may restrict or block your access to the Site, or remove your comments or contributions, at any time and without notice if we believe you have breached these Terms or applicable law. Sections that by their nature should continue after termination (including intellectual property, disclaimers, limitation of liability, indemnity and governing law) will do so.

15. Privacy

Our collection and use of personal information is described in our Privacy Policy. By using the Site you acknowledge that policy.

16. Reporting Concerns and Takedown Requests

If you believe any content on the website infringes your rights, is unlawful, or is factually wrong, write to us at domain[DOT]coordinator[AT]gmail[DOT]com with the page link, a description of the issue and, where relevant, proof of ownership or a source. We will review the request and respond or act as appropriate.

17. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Subject to applicable law, the courts of competent jurisdiction in India will have exclusive jurisdiction over any dispute arising from these Terms or your use of the Site. Readers outside India are responsible for complying with their local laws.

18. General

• Entire agreement. These Terms, together with the documents referred to above, are the whole agreement between you and us about the Site.
• Severability. If any provision is held unenforceable, the remaining provisions stay in effect.
• No waiver. Our not enforcing a provision is not a waiver of it.
• Assignment. You may not transfer your rights under these Terms. We may do so as part of a transfer of the Site.

19. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above shows when they were last revised. Continued use of the Site after changes means you accept the updated Terms.

20. Contact

Questions about these Terms? Write to us at domain[DOT]coordinator[AT]gmail[DOT]com or use our Contact page.